What You Need to Apply
To start an application, you must provide the following standard documentation:
- 3 Months' Bank Statements (to verify income, including dollar-based earnings).
- South African Driver's Licence.
- South African ID.
- Credit score.
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How the Process Works
Because South African dealerships often reject or struggle to process foreign, dollar-based income, this service functions as a specialized broker:
1. Document Submission
You submit your ID, driver's licence, personal details, and bank statements securely online.
2. Multi-Bank Submission
The application is packaged and submitted to up to 9 major financial institutions (including Standard Bank, ABSA, WesBank, Capitec, and MFC) to find a bank that understands seasonal contract structures.
3. Vehicle Matching
Once the bank grants credit approval, a vehicle (bakkie, SUV, or sedan) is sourced and matched to your approved budget.
4. Sign & Deliver
You sign the finance contract directly with the approving bank online. The vehicle is then delivered directly to your door anywhere in South Africa, removing the need for a physical dealership visit.
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Key Financial & Eligibility Factors
Deposits
Applications are structured to aim for zero deposit, though specific bank approvals or personal preferences may alter this.
Credit Profiles
All credit profiles are considered, including first-time buyers.
Remote Management
The entire pipeline is designed to be managed while you are actively working overseas on a seasonal contract, meaning no physical presence in South Africa or trips to an embassy are required to secure the vehicle.
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